Connected retail
banking experiences
start here
Align technology, people, and trust to deliver
experiences that drive loyalty and growth.
Connected retail
banking experiences
start here
Align technology, people, and
trust to deliver experiences that
drive loyalty and growth.
Banks handle people’s most sensitive asset, their money. We help retail banks modernize banking experiences through AI-powered orchestration, innovation, strengthens customer trust and drives growth.


65% of banking customers receive follow-up within the first 180 days of opening an account.
With us, financial institutions close that gap with AI-powered insights, behavior-based engagement, and personalized interactions that strengthen relationships at every stage. The result: higher satisfaction, greater loyalty, and long-term growth.
Proof, not promises:

Fast, secure transactions build confidence.
- Real-Time Fraud Detection: Instantly monitor transactions, cards, wallets, and digital payments to identify and stop suspicious activity.
- AML & KYC Compliance Monitoring: Ensure full regulatory compliance with continuous monitoring and automated reporting.
- Fraud Response Desk: Combine automation and expert associates to manage account takeovers, phishing, and verification issues with empathy.
- AI Fraud Pattern Lab: Predict and prevent emerging fraud trends while reducing false positives and improving accuracy.
- Compliance Reporting: Streamline workflows and meet Basel III, FATF, SOX, and PCI-DSS requirements efficiently.

Impact: Faster fraud resolution banking, increased detection accuracy, and restored customer trust.

Smarter acquisition, collections, and account management powered.
- Lead Generation Services: Build high-quality, AI-scored pipelines across deposits, loans, and credit products.
- BDR-as-a-Service: Reconnect with under-served segments and expand the reach of relationship managers.
- Service-to-Sales Enablement: Equip service teams to spot buying signals and deliver timely, relevant offers.
- AI Personalization Engines: Provide next-best-action recommendations in real time to drive measurable revenue lift.
- Digital Onboarding Optimization: Streamline account openings through digital KYC and AI nudges that reduce friction and increase conversions.

Impact: Stronger acquisition, faster onboarding, and improved conversion rates across every channel.

Automated and personalized onboarding for seamless experiences.
- AI/NLP-Powered Orchestration: Simplify account openings with intelligent routing and automation.
- Real-Time eKYC & Document Validation: Accelerate verification with secure, instant authentication.
- Video KYC & Instant Associate Callback: Blend technology and human interaction to build trust at key touchpoints.
- Omnichannel Save-and-Resume: Allow customers to switch channels or devices without losing progress.
- Behavior-Triggered Journeys: Re-engage customers through automated follow-ups that reduce drop-offs and improve completion rates.

Impact: Reduced onboarding friction, improved completion rates, and stronger long-term loyalty.
Human + tech: Better retail banking outcomes
We help retail banks optimize processes and improve productivity through AI-enabled automation that enhances the human experience. Our approach blends data intelligence with empathetic support, delivering faster resolutions, higher efficiency, and consistently better performance across every interaction.
Measurable growth. Repeatable success.

Stronger organization and alignment
Stronger organization and alignment

Smarter, faster performance
Smarter, faster performance

Clear process understanding
Clear process understanding

Skilled, empowered teams
Skilled, empowered teams
AI coaching that drives performance
Our AI in contact center banking combines technology with the dedication of people. Our teams are diligent, kind, and deeply customer-centric, committed to solving problems with care and precision. This mindset, supported by coaching and analytics, reduces attrition, strengthens performance, and builds lasting customer relationships.
Why TTEC?
Why
TTEC?

40+ years
financial expertise

Proven CX
transformation leadership

Global compliance
and AI innovation

End-to-end
automation and support

Humanify Cloud
orchestration power

Trusted by
leading banks
Banking loyalty isn’t earned. It’s designed with tech and empathy.
Banking loyalty isn’t earned. It’s designed with tech and empathy.
Banking loyalty isn’t earned. It’s designed with tech and empathy.
Experiences customers can’t walk away from.